Transfer of funds to cover your closing costs will probably have to be either as a cashier’s check or by wire transfer to the title company. The title company will set out the amount to close in the settlement statement, which depending on circumstances may include any of the following:

• Down payment.
• Loan origination fees.
• Points, or loan discount fees.
• Appraisal fee.
• Credit report fee.
• Private mortgage insurance premium.
• Escrow for homeowners insurance.
• Property tax escrow.
• Deed recording fees.
• Title insurance policy premiums.
• Survey.
• Inspection fees for a home inspection.
• Notary fees.
• Prorations for property taxes, rents, etc.